The secret to keeping next year’s financial resolutions

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READ MORE  How to handle gaps in health insurance coverage

When it comes to medical expenses, this is the time to pay extra attention to what lies ahead.

If you’ve already met your health insurance deductible for 2018, you can save money by scheduling appointments and procedures before the end of the year — rather than waiting until 2019 when you begin a new year and your deductible kicks in again.

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